Xbox has Announced its Own Credit Card



By: Jason Siu


1 min read

Home » News » Xbox has Announced its Own Credit Card
The Xbox Mastercard has no annual fee and is issued by Barclays

We prefer to run an ad-free site, so this post may contain affiliate links. If you wish to support us and use these links to buy something, we may earn a commission. Learn more here.

If you do a lot of shopping at the Microsoft Store, you may want to consider applying for the new Xbox Mastercard. Announced today, the new credit card will be available exclusively to Xbox Insiders in the U.S. starting on September 21. Availability to everyone will come in 2024. It has no annual fee and is issued in partnership with Barclays US Consumer Bank. The Xbox Mastercard allows players to accumulate points from everyday purchases, which can be redeemed for games and add-ons on

With the Xbox Mastercard, players earn points for every $1 spent, offering the following benefits:

  • Xbox & Microsoft: Earn 5x card points on eligible products at the Microsoft Store
  • Streaming Services: Earn 3x card points on eligible streaming services like Netflix and Disney+
  • Dining Delivery Services: Earn 3x card points on eligible dining delivery services like Grubhub and Doordash
  • Everyday purchases: Earn 1x card points on all other everyday purchases
  • Receive a bonus of 5,000 card points (equivalent to $50) after the first purchase
  • New Game Pass members receive three months of Xbox Game Pass Ultimate after the first purchase — existing Game Pass members can gift the offer
  • Choice of one of five iconic designs with option to personalize with gamertag
  • Can be used with contactless payments and digital wallets
  • Free online access to FICO Credit Score
  • $0 Fraud Liability protection

Like our content?

Subscribe to our newsletter and get video game news, features, and deals straight to your inbox.

This newsletter may contain advertising, deals, or affiliate links. Subscribing to the newsletter indicates your consent to our Privacy Policy. You may unsubscribe from the newsletter at any time.

With over 20 years of online publishing experience, Jason Siu is currently the Content Director at VerticalScope and used to spend most of his time writing about cars. His work can be seen on websites such as AutoGuide, EV Pulse, FlatSixes, Tire Authority, and more. As the former co-founder of and West Coast Editor of Modified Magazine, he has also authored two books for CarTech Books. In his spare time, he founded FullCleared to indulge in his passion for writing about games. Although Jason is a variety gamer, he generally prefers RPGs.

Latest News