If you do a lot of shopping at the Microsoft Store, you may want to consider applying for the new Xbox Mastercard. Announced today, the new credit card will be available exclusively to Xbox Insiders in the U.S. starting on September 21. Availability to everyone will come in 2024. It has no annual fee and is issued in partnership with Barclays US Consumer Bank. The Xbox Mastercard allows players to accumulate points from everyday purchases, which can be redeemed for games and add-ons on xbox.com.
With the Xbox Mastercard, players earn points for every $1 spent, offering the following benefits:
- Xbox & Microsoft: Earn 5x card points on eligible products at the Microsoft Store
- Streaming Services: Earn 3x card points on eligible streaming services like Netflix and Disney+
- Dining Delivery Services: Earn 3x card points on eligible dining delivery services like Grubhub and Doordash
- Everyday purchases: Earn 1x card points on all other everyday purchases
- Receive a bonus of 5,000 card points (equivalent to $50) after the first purchase
- New Game Pass members receive three months of Xbox Game Pass Ultimate after the first purchase — existing Game Pass members can gift the offer
- Choice of one of five iconic designs with option to personalize with gamertag
- Can be used with contactless payments and digital wallets
- Free online access to FICO Credit Score
- $0 Fraud Liability protection
